Disclosures
1, 2
Check the background of investment professionals associated
with this site on FINRA's
BrokerCheck.
Securities and advisory services are offered through LPL
Financial (LPL), a registered investment advisor and
broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL Financial or its
licensed affiliates. Community Bank, Nottingham Investment Services,
Inc., and OneGroup Retirement Advisors
are not registered as a broker-dealer
or investment advisor. Registered representatives of LPL offer
products and services using Nottingham Investment Services and
OneGroup Retirement Advisors and may also be employees of Community
Bank. These products and services are being offered through LPL
or its affiliates, which are separate entities from, and not
affiliates of, Community Bank, Nottingham Investment Services,
Inc., or OneGroup Retirement Advisors. Securities and insurance
offered through LPL or its affiliates are:
Not insured by the FDIC or any other federal agency | Not
Bank Guaranteed | Not Bank Deposits or Obligations | May
Lose Value
The LPL Financial registered representatives associated with
this website may discuss and/or transact business only with
residents of the states in which they are properly
registered or licensed. No offers may be made or accepted
from any resident of any other state.
Community Bank (“Financial Institution”) provides referrals
to financial professionals of LPL Financial LLC (“LPL”)
pursuant to an agreement that allows LPL to pay the
Financial Institution for these referrals. This creates an
incentive for the Financial Institution to make these
referrals, resulting in a conflict of interest. The
Financial Institution is not a current client of LPL for
brokerage or advisory services.
Please visit
https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html
for more detailed information.
LPL Financial Form CRS
Nottingham Financial Group (“NFG”) is a marketing name for
certain related financial entities, Nottingham Advisors,
Inc., Nottingham Wealth Partners, Inc., Nottingham Trust,
and Nottingham Investment Services, Inc. providing clients
with access to a broad array of products and services
available through bank and non-bank affiliates within NFG.
Not all of the products and services are provided by all
affiliates. Nottingham Advisors and Nottingham Wealth
Partners are investment advisers registered with the SEC.
These firms are affiliated through common ownership by
Community Bank, N.A. Nottingham Trust, as a division of
Community Bank, N.A., provides trust services to clients,
including clients of either registered investment adviser.
More information on each of these organizations may be found
at
https://adviserinfo.sec.gov/
and
https://brokercheck.finra.org/.
The Nottingham Financial Group family of financial services
entities is under common ownership, and affiliated with,
certain benefit plan service companies operating under
Benefit Plans Administrative Services, Inc. The
organizations are all under the common control of Community
Financial System, Inc. Community Financial System, Inc. may
therefore benefit from any business referral between the
affiliated entities.